Nehemiah 5:10
I, as well as my brothers and my servants, have been lending the people money and grain. Please, let us stop this usury.
I, as well as my brothers and my servants, have been lending the people money and grain.

Nehemiah includes himself, his relatives, and his household in the matter, acknowledging that lending had become necessary during the people’s severe hardship. Money and grain were essential for paying taxes, planting fields, and feeding families. Though loans were permitted, Israelites were not to profit from the distress of fellow covenant members. Nehemiah’s example shows that those with resources bore responsibility to help preserve the community rather than deepen its poverty.

Deu 15:7-8 If there is a poor man among your brothers…
Exo 22:25 If you lend money to one of My people among you…
Lev 25:35-37 then you are to help him as you would a foreigner…

Please, let us stop this usury.

Nehemiah calls the nobles and officials to end the interest and debt practices that were forcing families to mortgage property and sell children into servitude. The crisis had exposed a failure to live according to God’s commands concerning the poor. His appeal seeks immediate reform, restoring justice among a people already burdened by famine, taxation, and the work of rebuilding Jerusalem.

Deu 23:19-20 Do not charge your brother interest on money…
Psa 15:5 who lends his money without interest and refuses a bribe…
Ezk 18:8 He does not engage in usury or take excess interest,…

Persons / Places / Events
1. Nehemiah
The central figure in the book, Nehemiah was a Jewish leader and cupbearer to the Persian king Artaxerxes. He led the effort to rebuild Jerusalem's walls and addressed social injustices among the Israelites.

2. The Jewish People
The community in Jerusalem, including those who were impoverished and oppressed by their fellow Jews through usury and exploitation.

3. The Wealthy Jews
These were the nobles and officials who were lending money and grain to their fellow Jews but charging interest, contrary to the Mosaic Law.

4. Jerusalem
The city where these events took place, specifically during the time of the rebuilding of its walls after the Babylonian exile.

5. The Event of Usury
The practice of charging interest on loans, which was causing significant social and economic distress among the Jewish community.
Teaching Points
The Call to Compassionate Lending
Nehemiah's example teaches us the importance of compassion and fairness in financial dealings, especially within the community of believers.

The Dangers of Exploitation
Charging interest to those in need can lead to exploitation and division. Christians are called to support and uplift one another, not to take advantage of each other's hardships.

Leadership and Accountability
Nehemiah demonstrates godly leadership by addressing injustice directly and calling for repentance and change. Leaders today should also be willing to confront wrongdoing and guide others toward righteousness.

The Importance of Community Support
The Jewish community was strengthened when they supported each other without seeking personal gain. Similarly, the church today should be a place of mutual aid and encouragement.

Obedience to God's Commands
The Israelites were reminded of God's laws regarding usury. Christians are likewise called to live in obedience to God's Word, reflecting His character in all aspects of life.
Bible Study Questions
1. How does Nehemiah's response to the issue of usury reflect his character and leadership qualities?

2. In what ways can the church today address financial injustices within its community, following Nehemiah's example?

3. How do the Old Testament laws regarding usury apply to modern financial practices among Christians?

4. What are some practical ways we can support those in need within our church or community without expecting anything in return?

5. How can we ensure that our financial dealings reflect the principles of fairness and compassion taught in Scripture?
Connections to Other Scriptures
Exodus 22:25
This verse prohibits charging interest to the poor among the Israelites, highlighting the Mosaic Law's stance against usury.

Leviticus 25:35-37
These verses further emphasize the prohibition of charging interest to fellow Israelites, reinforcing the call for compassion and support within the community.

Deuteronomy 23:19-20
This passage outlines the distinction between lending to fellow Israelites and foreigners, again prohibiting interest among the Israelites.

Proverbs 28:8
This verse warns against increasing wealth through interest and usury, suggesting that such gains will ultimately benefit the poor.
Wise RebukeW. P. Lockhart.Nehemiah 5:10
A Great Schism AvertedHomiletic CommentaryNehemiah 5:1-13
Brave CompassionT. C. Finlayson.Nehemiah 5:1-13
Error and ReturnW. Clarkson Nehemiah 5:1-13
The Accusing Cry of HumanityHomiletic CommentaryNehemiah 5:1-13
The Friend of the PoorW. Ritchie.Nehemiah 5:1-13
The Rich Rebuked for Taking Advantage of the PoorJ.S. Exell Nehemiah 5:1-13
An Example of Successful Activity for GodR.A. Radford Nehemiah 5:1-19
People
Artaxerxes
Places
Jerusalem
Topics
Brethren, Brothers, Corn, Exact, Exacting, Exaction, Grain, Interest, Leave, Lend, Lending, Lent, Likewise, Money, Moreover, Please, Servants, Silver, Stop, Taking, Usury
Dictionary of Bible Themes
Nehemiah 5:1-12

     5274   credit

Nehemiah 5:3-13

     5233   borrowing

Nehemiah 5:6-11

     5353   interest

Nehemiah 5:9-11

     4492   olive

Nehemiah 5:9-13

     5783   agreement

Nehemiah 5:10-11

     4456   grain
     5415   money, uses of

Nehemiah 5:10-12

     5274   credit
     5492   restitution

Library
An Ancient Nonconformist
'... So did not I, because of the fear of God.'--Neh. v. 15. I do not suppose that the ordinary Bible-reader knows very much about Nehemiah. He is one of the neglected great men of Scripture. He was no prophet, he had no glowing words, he had no lofty visions, he had no special commission, he did not live in the heroic age. There was a certain harshness and dryness; a tendency towards what, when it was more fully developed, became Pharisaism, in the man, which somewhat covers the essential nobleness
Alexander Maclaren—Expositions of Holy Scripture

Youthful Confessors
'But Daniel purposed in his heart that he would not defile himself with the portion of the king's meat, nor with the wine which he drank; therefore he requested of the prince of the eunuchs that he might not defile himself. 9. Now God had brought Daniel into favour and tender love with the prince of the eunuchs. 10. And the prince of the eunuchs said unto Daniel, I fear my lord the king, who hath appointed your meat and your drink; for why should he see your faces worse liking than the children which
Alexander Maclaren—Expositions of Holy Scripture

The Last Days of the Old Eastern World
The Median wars--The last native dynasties of Egypt--The Eastern world on the eve of the Macedonian conquest. [Drawn by Boudier, from one of the sarcophagi of Sidon, now in the Museum of St. Irene. The vignette, which is by Faucher-Gudin, represents the sitting cyno-cephalus of Nectanebo I., now in the Egyptian Museum at the Vatican.] Darius appears to have formed this project of conquest immediately after his first victories, when his initial attempts to institute satrapies had taught him not
G. Maspero—History Of Egypt, Chaldaea, Syria, Babylonia, and Assyria, V 9

Influences that Gave Rise to the Priestly Laws and Histories
[Sidenote: Influences in the exile that produced written ceremonial laws] The Babylonian exile gave a great opportunity and incentive to the further development of written law. While the temple stood, the ceremonial rites and customs received constant illustration, and were transmitted directly from father to son in the priestly families. Hence, there was little need of writing them down. But when most of the priests were carried captive to Babylonia, as in 597 B.C., and ten years later the temple
Charles Foster Kent—The Origin & Permanent Value of the Old Testament

Ezra-Nehemiah
Some of the most complicated problems in Hebrew history as well as in the literary criticism of the Old Testament gather about the books of Ezra and Nehemiah. Apart from these books, all that we know of the origin and early history of Judaism is inferential. They are our only historical sources for that period; and if in them we have, as we seem to have, authentic memoirs, fragmentary though they be, written by the two men who, more than any other, gave permanent shape and direction to Judaism, then
John Edgar McFadyen—Introduction to the Old Testament

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