Exodus 22:26
Parallel Verses
New International Version
If you take your neighbor's cloak as a pledge, return it by sunset,

King James Bible
If thou at all take thy neighbour's raiment to pledge, thou shalt deliver it unto him by that the sun goeth down:

Darby Bible Translation
-- If thou at all take thy neighbour's garment in pledge, thou shalt return it to him before the sun goes down;

World English Bible
If you take your neighbor's garment as collateral, you shall restore it to him before the sun goes down,

Young's Literal Translation
if thou dost at all take in pledge the garment of thy neighbour, during the going in of the sun thou dost return it to him:

Exodus 22:26 Parallel
Clarke's Commentary on the Bible

If thou - take thy neighbor's raiment to pledge - It seems strange that any pledge should be taken which must be so speedily restored; but it is very likely that the pledge was restored by night only, and that he who pledged it brought it back to his creditor next morning. The opinion of the rabbins is, that whatever a man needed for the support of life, he had the use of it when absolutely necessary, though it was pledged. Thus he had the use of his working tools by day, but he brought them to his creditor in the evening. His hyke, which serves an Arab as a plaid does a Highlander, (See Clarke's note on Exodus 12:34), was probably the raiment here referred to: it is a sort of coarse blanket, about six yards long, and five or six feet broad, which an Arab always carries with him, and on which he sleeps at night, it being his only substitute for a bed. As the fashions in the east scarcely ever change, it is very likely that the raiment of the Israelites was precisely the same with that of the modern Arabs, who live in the very same desert in which the Hebrews were when this law was given. How necessary it was to restore the hyke to a poor man before the going down of the sun, that he might have something to repose on, will appear evident from the above considerations. At the same time, the returning it daily to the creditor was a continual acknowledgment of the debt, and served instead of a written acknowledgment or bond; as we may rest assured that writing, if practiced at all before the giving of the law, was not common: but it is most likely that it did not exist.

Treasury of Scripture Knowledge

to pledge

Deuteronomy 24:6,10-13,17 No man shall take the nether or the upper millstone to pledge: for he takes a man's life to pledge...

Job 22:6 For you have taken a pledge from your brother for nothing, and stripped the naked of their clothing.

Job 24:3,9 They drive away the donkey of the fatherless, they take the widow's ox for a pledge...

Proverbs 20:16 Take his garment that is surety for a stranger: and take a pledge of him for a strange woman.

Proverbs 22:27 If you have nothing to pay, why should he take away your bed from under you?

Ezekiel 18:7,16 And has not oppressed any, but has restored to the debtor his pledge, has spoiled none by violence, has given his bread to the hungry...

Ezekiel 33:15 If the wicked restore the pledge, give again that he had robbed, walk in the statutes of life, without committing iniquity...

Amos 2:8 And they lay themselves down on clothes laid to pledge by every altar...

Excursus on Usury.
The famous canonist Van Espen defines usury thus: "Usura definitur lucrum ex mutuo exactum aut speratum;" [96] and then goes on to defend the proposition that, "Usury is forbidden by natural, by divine, and by human law. The first is proved thus. Natural law, as far as its first principles are concerned, is contained in the decalogue; but usury is prohibited in the decalogue, inasmuch as theft is prohibited; and this is the opinion of the Master of the Sentences, of St. Bonaventura, of St. Thomas
Philip Schaff—The Seven Ecumenical Councils

Ciii. Zacchæus. Parable of the Pounds. Journey to Jerusalem.
(Jericho.) ^C Luke XIX. 1-28. ^c 1 And he entered and was passing through Jericho. [This was about one week before the crucifixion. Jericho is about seven miles from the Jordan and about seventeen and a half from Jerusalem.] 2 And behold, a man called by name Zacchaeus; and he was a chief publican, and he was rich. [See p. 76. It is probable that Zacchæus was a sub-contractor under some Roman knight who had bought the privilege of collecting taxes at Jericho, or perhaps the privilege of all
J. W. McGarvey—The Four-Fold Gospel

The Development of the Earlier Old Testament Laws
[Sidenote: First the principle, and then the detailed laws] If the canon of the New Testament had remained open as long as did that of the Old, there is little doubt that it also would have contained many laws, legal precedents, and ecclesiastical histories. From the writings of the Church Fathers and the records of the Catholic Church it is possible to conjecture what these in general would have been. The early history of Christianity illustrates the universal fact that the broad principles are
Charles Foster Kent—The Origin & Permanent Value of the Old Testament

The Blessing of Jacob Upon Judah. (Gen. Xlix. 8-10. )
Ver. 8. "Judah, thou, thy brethren shall praise thee; thy hand shall be on the neck of thine enemies; before thee shall bow down the sons of thy father. Ver. 9. A lion's whelp is Judah; from the prey, my son, thou goest up; he stoopeth down, he coucheth as a lion, and as a full-grown lion, who shall rouse him up? Ver. 10. The sceptre shall not depart from Judah, nor lawgiver from between his feet, until Shiloh come, and unto Him the people shall adhere." Thus does dying Jacob, in announcing
Ernst Wilhelm Hengstenberg—Christology of the Old Testament

Cross References
Deuteronomy 24:6
Do not take a pair of millstones--not even the upper one--as security for a debt, because that would be taking a person's livelihood as security.

Deuteronomy 24:10
When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.

Deuteronomy 24:13
Return their cloak by sunset so that your neighbor may sleep in it. Then they will thank you, and it will be regarded as a righteous act in the sight of the LORD your God.

Job 22:6
You demanded security from your relatives for no reason; you stripped people of their clothing, leaving them naked.

Job 24:3
They drive away the orphan's donkey and take the widow's ox in pledge.

Job 24:7
Lacking clothes, they spend the night naked; they have nothing to cover themselves in the cold.

Proverbs 20:16
Take the garment of one who puts up security for a stranger; hold it in pledge if it is done for an outsider.

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Cloak Clothing Collateral Deliver Exchange Garment Goes Money Neighbor's Neighbour Neighbour's Pledge Raiment Restore Setting Sun Sunset Use
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